Build up capital
Life insurance is the ideal solution for securing your loan, transferring your savings and building up your capital.
Building up regular savings to finance projects or anticipate life’s hazards?
Regular savings to secure your future
With the OptiSave+ life insurance policy, you can build up your savings through scheduled payments, choosing the frequency and amount ofthe insurance premiums.
Policyholders can choose their beneficiaries and the additional cover that will protect them and their loved ones in the event of an unexpected event. The insurance premiums paid are tax deductible under article 111 LIR, up to a maximum of €672 per member of the household (including children). Good to know: the OptiSave+ policy can be taken out at the same time as Outstanding Balance Insurance (ASRD), and can then be pledged to the Bank in the event of death.
In the event of survival at the end of the ASRD, the capital is paid to the policyholder
Combining savings and transfer
With an initial investment of €10,000 or more, the OptiLife2 life insurance policy allows you to build up capital over the long term and prepare for the transfer of your estate. To diversify management, several types of investment vehicles can be freely mixed within the policy: General Fund, Collective Internal Funds or SICAVs.
From €250,000 upwards, a tailor-made investment management portfolio can also be offered within an internal Dedicated Fund or a Specialised Insurance Fund.
