Financial Information

Cardif Lux Vie is a Luxembourg life insurance company that is one of the major players in the market. As an insurer committed to its customers, partners and employees, the Company provides high-quality solutions and services that contribute to sustainable and responsible growth.

  • A Stable Outlook Standard & Poor's

  • €36 billion Asset under Management

  • €3,7 billion Gross Premiums

  • €39,2 million Net Income

  • 158% Solvency ratio

Quality Ownership
RSE Report
Corporate presentation

Our Shareholding

Notre actionnariat

Since December 21, 2018, the Company has been owned by two reference shareholders:
BGL BNP Paribas and BNP Paribas Cardif.

Financial Rating

On May 6, 2025, S&P Global Ratings assigned Cardif Lux Vie an “A” rating with a stable outlook.

Key points highlighted by the agency in its assessment:

  • The strength of our shareholding,
  • Our strategic role within the BNP Paribas Group,
  • Consistent and positive results,
  • A robust solvency ratio,
  • A strong positioning in the high-end savings segment.

Solvency and SFCR reports

News release of Cardif Lux Vie