What we do?
Cardif Lux Vie is a Luxembourg life insurance company positioned among the leader players in the segment.
Solutions for customers in Luxembourg and Greater Region
In Luxembourg and the Greater Luxembourg Region, Cardif Lux Vie provides bancassurance and brokerage networks with high-value-added life insurance savings, retirement and protection insurance solutions for private individuals and professionals.
Our know-how consists of looking after the interests of our policyholders in their daily lives by designing and managing life insurance contracts according to their objectives. Our wide choice of solutions enables us to respond to the following 6 major concerns:
- Protect loved ones in the event of a hard blow
- Build and pass on heritage
- Prepare for retirement,
- Invest to see capital grow,
- Secure credits,
- Take advantage, where applicable, of tax advantages.
International Wealth Management
For High Net Worth clients active internationally, the company develops bespoke and sustainable open-architecture offers through an extensive network of first-class partners.
Harnessing a comprehensive range of wealth engineering tools, Cardif Lux Vie’s planning solutions support clients and partners over the long term.
Depending on the client’s nationality and country of residence, different policies can be offered in strict compliance with international legal and tax rules: 6 European countries and 11 non-EEA countries. In the event of international mobility, the company supports the clients in defining any adaptations to be planned in the contract and in assessing the impacts in terms of applicable taxation.
Why call on our expertise?
We are recognised for the quality of our financial, actuarial, legal and wealth management expertise. We have created an efficient and customisable model drawing on a number of our strengths:
- Analysis and understanding of your needs by experts in the fields of finance, asset management under international insurance law and asset engineering,
- Innovative solutions and services,
- A strong culture of partnership,
- Extensive distribution network of highly qualified professionals (brokers, private banks, financial institutions),
- A broad geographical coverage (6 European countries and 11 countries outside the European Economic Area),
- Solid financial base and membership of a top-tier international group,
- A responsible and sustainable strategic approach
