Financial Information
Cardif Lux Vie is a Luxembourg life insurance company that is one of the major players in the market. As an insurer committed to its customers, partners and employees, the Company provides high-quality solutions and services that contribute to sustainable and responsible growth.
A Stable Outlook Standard & Poor's
€33,2 billion Asset under Management
€3,2 billion Gross Premiums
€37,9 million Net Income
161% Solvency ratio
Our Shareholding
Since December 21, 2018, the Company has been owned by two reference shareholders:
BGL BNP Paribas and BNP Paribas Cardif.
Financial Rating
On May 6, 2025, S&P Global Ratings assigned Cardif Lux Vie an “A” rating with a stable outlook.
Key points highlighted by the agency in its assessment:
- The strength of our shareholding,
- Our strategic role within the BNP Paribas Group,
- Consistent and positive results (nearly €40 million in net profit in 2024),
- A robust solvency ratio (161% at the end of 2024),
- A strong positioning in the high-end savings segment.
